50-30-20 rule was never built for Indian salaries; expert explains what should replace it
The 50-30-20 rule is a popular global framework for dividing monthly income…
RBI’s new loan rules: What changes for borrowers and all they need to know
The Reserve Bank of India (RBI) has been tightening lending rules to…
Can you afford a smartphone above Rs 1 lakh? Understand the new math of premium phone ownership
The Rs 1 lakh smartphone is no longer an unusual purchase in…
The 40% rule: How much EMI is safe for your salary? Find out here
New Delhi: India’s credit boom is no longer just about access; it…
Missed one EMI? Here’s how big is this damage and how to contain it
From a credit ecosystem standpoint, a single missed payment rarely defines a…
