Karnataka forms SIT to probe fraudulent insurance claims as per SC directions

The Karnataka government has constituted a Special Investigation Team (SIT) to register and conduct speedy investigations into fraudulent claims received by insurance companies.

The Home Department issued the order on September 22, 2026, in accordance with the directions of the Supreme Court in SLP (Civil), which called for the constitution of State-level special investigation teams to deal with fraudulent insurance claims.

The SIT will be headed by an Inspector General of Police (IGP) as its chairperson. A Superintendent of Police, nominated by the CID, will be a member, along with a Deputy Superintendent of Police nominated by the Director General and Inspector General of Police (DG&IGP), and three police inspectors nominated by the DG&IGP.

The SIT has been given jurisdiction across Karnataka, and has been declared a police station under Section 2(1)(u) of the Bharatiya Nagarik Suraksha Sanhita (BNSS), 2023. Its investigating officers have been authorised to submit final reports before the jurisdictional courts under Section 193 of the BNSS.

The team will function under the supervision of the Additional Director General of Police (Law and Order), Police Headquarters, Bengaluru.

All complaints received from insurance companies regarding fraudulent claims will be transferred by the DG&IGP to the SIT for investigation. The DG&IGP will also provide the required officers and staff to the team as and when necessary.

The government order directs the SIT to thoroughly investigate all such complaints and submit investigation reports to the government without delay through the DG&IGP. The team will periodically report the progress of investigations to the DG&IGP through the ADGP (Law and Order).